Wells Fargo Lively Money Card Evaluation
Limitless 2% money rewards — Cardholders earn a limiteless 2% money rewards on purchases, with no classes to activate or earnings limits to trace.
There are different playing cards that provide increased money again charges on sure classes, and whereas they are often price it, they do require extra effort. And so they usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that desires an easy-to-use card that also provides excessive rewards: you’ll earn a best-in-class flat rewards immediately in your purchases — with no limits or hoops to leap by means of.
$200 money rewards welcome supply — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards welcome supply for spending simply $500 in purchases within the first 3 months. Not solely is that this a really aggressive sign-up bonus for a card with no annual price, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. We’ve but to return throughout one other bank card with 2% limitless money rewards that additionally has a sign-up bonus.
12 months from account opening 0% APR intro supply — New cardholders can get pleasure from 0% intro APR on each new purchases and eligible stability transfers for a full 12 months from account opening. (After that interval, a go-to price of 19.49%, 24.49%, or 29.49% Variable APR applies.) That is an excellent supply, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will help you keep away from curiosity on purchases and stability transfers for a full yr!
Remember the fact that stability transfers must be made throughout the first 120 days to qualify for a lowered rate of interest and a decrease stability switch price.
No annual price — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual price.
Cellular phone safety — With the worth of a typical mobile phone within the lots of of {dollars}, having some kind of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in mobile phone safety of as much as $600 simply by paying your mobile phone invoice together with your card. Protection is topic to a $25 deductible.
